How to Apply for ICICI Current Bank Account

Introduction

Current bank account is more beneficial for a business because there is no limits on transactions and if you are thinking of opening a current bank account then you should open a current bank account in ICICI bank because this bank is providing many facilities to its customer like ATM, credit and debit card facility, net banking facility, quick loan facility and other important facility. Opening of current bank account is very easy and simple you can file your queries online and then officers from bank will assist you. MSME registration is required for micro, small and medium sized enterprises to avail various incentives provided under the MSMED Act. Udyog Aadhar is became very important document for opening a current bank account because it is a valid document for showing your business as legal identity and after obtaining Udyog Aadhar you will get loan on low interest rates so you should register your business under Udyog Aadhar. This article talks about the current bank account and required documents for opening a current bank account. What is a current account?

Current account is an account in which there is no limit on transactions number. In saving account you will get interest and there is limit on daily transactions but in current account there is no limit on transaction, you can do unlimited transaction with your current bank account. Basically current account is beneficial for business because in business you have to make transactions whole day and you want to limit your transaction so current account is beneficial for commercial transactions. Current account is more convenient for commercial transactions.

How to open a current bank account

If you want to open a current bank account in the ICICI bank then you can visit the branch of ICICI bank near you and you have to bring some required documents with you so you don’t have to face any problem regarding opening a new current account in bank.

If you want to open a current bank account in the ICICI bank then you can also apply for this through online mode. You have to click on this https://www.icicibank.com/business-banking/apply-online.page? After clicking on this link a new web page will open and you have to fill the required details for opening a current bank account. You have to submit your information like your name, your last name, and your contact and pin code and email id. After submitting this information you will get a phone call from bank and they will assist you for opening a current bank account.

Document required for opening a current bank account

• PAN card
• Partnership deed ( in case of partnership firm)
• LLP incorporation certification ( in case of LLP)
• Company incorporation certificate, article of association and memorandum of association ( in case of company)
• A cheque for opening a current bank account
• Address proof of firm/company/other
• Identity proof of all partners
• Other required documents

Conclusion

If you are thinking of opening a bank account for your business then you should open a current bank account because current account is more beneficial as compare to saving account. Saving account has limited transaction but in case of current account you can do many transaction as there is no limit on daily transactions. ICICI bank is helping through their quick services and they are providing many facilities like ATM, debit and credit card, quick loan facility, internet banking and other facilities. If you are registered under Udyog Aadhar then you will get many benefits like you will get loan on low interest rates so you should register your business under Udyog Aadhar for getting benefits from the government schemes. After obtaining Udyog Aadhar it became easy for you to open a current bank account and you will get loan on low interest rates. So you should consider the above given points.

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