Last updated: 3 November 2026
Our referral link is applied automatically. If the app asks for a code, enter yksveq. We may earn referral rewards when you join through our link.
Hello Coolz Readers!! Scapia has launched a new Scapia refer and earn campaign from 1 November 2026. This time the milestone prizes are Tanishq Gold e-gift cards: refer 3 friends to win a Rs 1,500 card, 6 friends for Rs 25,000, 15 friends for Rs 60,000 and 30 friends for Rs 1,00,000. On top of that, you earn 1,000 coins on every successful referral and your friend gets Rs 1,000 off on their first flight booking.
There are no joining or renewal fees for the Scapia credit card, so there is no loss in getting a free credit card from Scapia. Use our Scapia referral code yksveq, become a member, and then start referring. Please note that only existing Scapia members can refer, so you first need your own Scapia card.
Scapia Referral Offer November 2026: Tanishq Gold E-Gift Cards
| Friends referred | Reward |
|---|---|
| 3 friends | Rs 1,500 Tanishq Gold e-gift card |
| 6 friends | Rs 25,000 Tanishq Gold e-gift card |
| 15 friends | Rs 60,000 Tanishq Gold e-gift card |
| 30 friends | Rs 1,00,000 Tanishq Gold e-gift card |
| Every successful referral | You earn 1,000 coins, and your friend gets Rs 1,000 off on their first flight booking |
- Start date: 1 November 2026. It is a limited time offer and the end date is shown in the app 4 to 5 days before it ends.
- Highest milestone only: If you refer 6 friends you win the Rs 25,000 card, not Rs 1,500 plus Rs 25,000.
- Reward validity: You can claim and use your reward for up to 1 year after you win it, but the Tanishq e-gift card itself has its own validity (see the gift card T&C below).
How to Get Scapia Credit Card with Referral Code yksveq
- First of all open our Scapia referral link (button above) in your default browser, and it will take you to sign up for the Scapia free credit card.
- Enter the asked details and fill the correct details. If asked for a referral code, enter yksveq.
- Verify your identity with Aadhar Card and PAN Card.
- Complete KYC on Video Call by sharing your PAN Card and a Selfie.
- Once approved, activate your Scapia card virtually in the app. This step matters, because a referral counts only after the friend activates the card virtually.
- Get Scapia Free Credit Card in about one week at your doorstep (as per our earlier experience, timing can vary).
- Go to the Scapia Refer & Earn section and start referring to win the Tanishq gift cards.
How to Refer Friends on Scapia and Win Rewards
- To begin, click on the “Profile” tab and navigate to the “Refer & Earn” section
- Share Your Scapia App Referral Link on Social Media, WhatsApp or with friends, family and co-workers
- Your friend joins with your invite and activates the card
- You earn 1,000 coins and the offer reward you have won, and your friend gets Rs 1,000 off on their first flight
- Track your progress (“0 out of 3 friends referred”) and see your referrals from the “Your Referrals” button
When Does a Scapia Referral Count? (and When It Does Not)
A referral is counted as successful only when your friend completes onboarding and activates their Scapia co-branded credit card virtually on the app. A referral will not count if your friend:
- Used someone else’s link to sign up
- Did not finish onboarding within 30 days of signing up
- Was not approved to join Scapia this time
- Already has a Scapia co-branded credit card
Tanishq Gold E-Gift Card Terms
| Point | Details |
|---|---|
| Activation | The e-gift card is active as soon as it is issued |
| Validity | 180 days (6 months) from issue date, and it cannot be re-validated |
| Where valid | Gold jewellery at participating Tanishq showrooms in India. Not valid on gold coins |
| Redemption | One time redemption (check the app for the full terms) |
| Store list | Tanishq store locator: stores.tanishq.co.in |
Because the card is valid for only 180 days from issue, plan your Tanishq purchase before you claim the reward.
Scapia Referral Program Terms and Conditions (Summary)
- A referral is successful only when the friend completes onboarding and activates the Scapia co-branded credit card virtually on the app.
- Only referrals completed during the campaign are counted (exception: a 5 day grace period).
- Each invite is valid for 30 days from the date the friend uses it to sign up.
- For milestone rewards, each user can win only the highest milestone reward.
- All redemptions are governed by the Scapia Rewards Programme.
- Only existing Scapia members can participate as referrers.
- Rewards cannot be exchanged for cash or credit, or transferred to another person.
- For Amazon gift voucher queries, contact Amazon support directly.
- For limited time offers, Scapia announces the end date in the app before the offer expires.
- Disputes must be raised within 7 days of the offer’s completion.
- Scapia can disqualify fraud, modify, suspend, extend or cancel the campaign without notice, substitute rewards of equal value, and its eligibility decisions are final.
- Scapia may use the winner’s name, city and image for promotions.
What is Scapia Credit Card?
The Federal Scapia Credit Card, in partnership with Federal Bank, is a lifetime free Credit Card designed especially for frequent travelers. Now Scapia has Parternship with Bank of Baroda so you will get a RuPay Credit Card as Well. Here’s what makes it stand out:
- No Joining Fees
- No Annual Fees
- Lifetime Free Credit Card
- Lifetime Free RuPay Card
- Unlimited Domestic Airport Lounge Access (a minimum monthly spend may be needed)
- High Rewards in Scapia coins, with extra rewards on bookings in the Scapia app
- Zero forex markup on international spends, as per available information
- Best Scapia Refer Earn Offers
Reward rates, lounge conditions, issuing partner and eligibility rules can change, and sources differ on details. Check the Scapia app or official website for the latest card terms before you apply.
Who should apply for the Scapia card?
- You travel often and want a lifetime free card with lounge access and low forex cost.
- You are an Indian resident with a stable income and can complete PAN, Aadhaar and video KYC.
- You will pay the full bill on time every month.
Our Earlier Scapia Offer: Free Apple iPad (older, may have ended)
This was the earlier Scapia refer and earn offer. It is replaced by the Tanishq gift card milestones above, so check the app before relying on it.
Scapia Free Apple iPad Offer, Scapia App Referral Code, Scapia App Refer & Earn – Hello Coolz Readers!! Right now, Scapia is giving out free Apple iPad if you successfully recommend just six friends. I’m already in this and here is your chance to get in this Scapia Refer Earn Free iPad and Gift something big to your self.
There are no joining or renewal fees for the Scapia credit card, there is no loss to get a Free Credit Card from Scapia. This time, Scapia is offering a free 11-inch Apple iPad A16 Free as part of their larger and improved Scapia refer and earn program. Referring two friends will get you 5000 reward points Free.
Bonus Offer : You and your friend both receive 1,000 coins for each successful referral. Not bad for only recommending the card to someone who could actually use it. Additionally, you receive free reward points for just two recommendations.
- Refer 2 friends: Get 5000 coins instantly.
- Refer 6 friends: Win a Apple iPad 11-inch Wi-Fi 128GB A16 (color based on availability).
- Get 1000 Points for Each Referral Your Refer on Scapia App
- Scapia Refer 2 Friends: Free ₹1000 BookMyShow Voucher
Scapia Referral Code and Refer & Earn: FAQs
What is the Scapia referral code?
Our Scapia referral code is yksveq. Open our referral link to apply it automatically, or enter it if the app asks for a code during signup.
What is the Scapia refer and earn offer in November 2026?
From 1 November 2026, you can win Tanishq Gold e-gift cards by referring friends: Rs 1,500 for 3 friends, Rs 25,000 for 6 friends, Rs 60,000 for 15 friends and Rs 1,00,000 for 30 friends. You also earn 1,000 coins on every successful referral.
What does my friend get when they join with my link?
As shown in the app, your friend gets Rs 1,000 off on their first flight booking.
Can I win more than one milestone reward?
No. Each user can win only the highest milestone reward, so the rewards do not add up.
When does a Scapia referral count as successful?
Only when your friend completes onboarding and activates their Scapia co-branded credit card virtually on the app. It will not count if they used someone else’s link, did not finish onboarding within 30 days, were not approved, or already have a Scapia co-branded card.
Can I refer friends without having a Scapia card?
No. Only existing Scapia members can participate as referrers, so first get your own Scapia card and then use the Refer & Earn section.
When does the Scapia referral offer end?
The offer started on 1 November 2026 and is a limited time offer. Scapia will announce the end date in the app 4 to 5 days before it ends, so keep checking the app.
How long is the Tanishq gold e-gift card valid?
The Tanishq e-gift card is valid for 180 days from the date of issue, only on gold jewellery at participating Tanishq showrooms (not gold coins), and it cannot be re-validated.
Can I exchange the reward for cash?
No. As per the terms, rewards cannot be exchanged for cash or credit or transferred to another person, and Scapia may substitute rewards of equal value.
Is the Scapia credit card really free?
Scapia is promoted as a lifetime free credit card with no joining or annual fee. Interest and other charges can apply if you do not pay your bill on time, so check the card terms in the app.
What if my referral did not count?
Check the reasons listed above. Disputes must be raised within 7 days of the offer’s completion, so contact Scapia support through the app in time.
Read More Freebies, Refer and Earn and Credit Card Posts
The post Scapia Refer and Earn: Win Tanishq Gold E-Gift Cards up to ₹1 Lakh [Nov 2026] appeared first on Free Samples, FREE Recharge & Tricks, FREE Earning, Contests | coolzTricks.com.
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